Business Owner’s Policy (BOP)
Protect Small Business with One Convenient Policy
A Business Owner’s Policy (BOP) combines essential insurance coverages into a single, convenient package designed specifically for small businesses. It bundles property insurance and liability coverage to provide broad protection in one easy solution—helping business owners stay focused on growth while we handle the risks.
Business Owner’s Policy (BOP)
What Does a Business Owner’s Policy (BOP) Cover?
A Business Owner’s Policy (BOP) covers key protections in one package, including property insurance for your business assets, liability coverage for third-party injuries or property damage, and business interruption insurance to help cover lost income if your operations are temporarily halted due to a covered event.
Who Should Get a Business Owner’s Policy (BOP)?
A Business Owner’s Policy (BOP) is perfect for small businesses like retail shops, restaurants, and service providers that need simple, affordable protection. It covers property, liability, and business interruption in one package, helping you focus on running your business with confidence.
Why Choose a Business Owner’s Policy?
It offers all-in-one, cost-effective protection that simplifies insurance management and safeguards your business from common risks.
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All-in-one coverage for ease and savings
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Cost-effective compared to separate policies
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Protects against common business risks
What is a Business Owner’s Policy (BOP)?
A BOP is a bundled insurance policy combining property insurance, liability coverage, and business interruption protection into one simple package for small businesses.
Why should I get a BOP?
It offers broad protection, simplifies insurance management, and is more affordable than purchasing individual policies separately.
What does a BOP typically cover?
A standard BOP covers property damage, third-party liability, and loss of income due to business interruptions.
Is a BOP required by law?
No, but many clients or landlords may require it as part of business agreements. It’s strongly recommended for financial protection.
Can I customize my BOP?
Yes, additional coverages like cyber liability or equipment breakdown can be added based on your business needs.