Commercial General Liability Insurance

Comprehensive Protection for Your Business

Running a business comes with risks. Commercial General Liability (CGL) Insurance is designed to protect your business from financial loss due to third-party claims related to bodily injury, property damage, or advertising injury. Whether an accident happens on your premises or as a result of your operations, this coverage provides the safety net your business needs.

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What Does Commercial General Liability Cover?

Commercial General Liability Insurance covers bodily injury, property damage, and advertising injury claims caused by your business operations or premises. It also includes legal defense costs, helping protect your business from unexpected third-party lawsuits and financial loss.

Bodily Injury

Covers medical expenses, legal fees, and settlements if a customer, visitor, or third party is injured on your business premises.

Property Damage

Protects your business if you are held responsible for damage to someone else’s property due to your business activities.

Advertising Injury

Covers claims arising from advertising your products or services, including copyright infringement, libel, or slander.

Legal Defense Costs

Provides coverage for legal fees and court costs, even if the claim is groundless or fraudulent.

Who Needs Commercial General Liability Insurance?

Any business that interacts with customers, operates on a commercial property, provides professional services, or advertises its business should consider Commercial General Liability Insurance essential.

Protect your business from unforeseen risks and focus on growth—secure your future with the right Commercial General Liability Insurance today.

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Why Is It Important?

It’s vital for protecting your business from costly lawsuits and unexpected expenses.

Safeguards your business against costly lawsuits.

Ensures financial stability in case of unexpected incidents.

Helps maintain your business reputation and customer trust.

What is Commercial General Liability (CGL) Insurance?

Commercial General Liability Insurance protects your business from third-party claims of bodily injury, property damage, or advertising injury that occur on your premises or because of your business operations.

Why do I need Commercial General Liability Insurance?

It helps protect your business from costly lawsuits, covers legal defense fees, and compensates for injuries or damages caused by your business, giving you peace of mind and financial security.

Is Commercial General Liability Insurance required by law?

It is not typically mandated by law, but many clients, landlords, or vendors may require it as part of contractual agreements to ensure both parties are protected.

Does CGL cover employee injuries?

No, employee injuries are covered under Workers’ Compensation Insurance. CGL covers injuries or damages related to third parties, not your employees.

Can I customize my CGL policy?

Yes, policies can be tailored with additional coverages based on your industry, such as product liability or professional liability, for extra protection where needed.