California businesses overpay for workers' comp every day. CISA Insurance helps contractors, retailers, and service businesses across CA find affordable coverage with carriers who actually understand California's complex classification system.
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Why CISA
We know the CA class code system inside out — from roofing (0055) to clerical (8810). Wrong codes mean overpaying. We make sure your classifications are correct from day one.
Including the State Fund alternative market. We shop your policy across top-rated carriers to find the best rate for your specific trade and payroll size.
California's X-Mod system can make or break your premium. We help you understand and minimize your X-Mod, potentially saving thousands per year.
Tie your premium directly to actual payroll. No large down payments or year-end audits — just pay for what you use each pay period.
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